Paid referral: Johnny Funds earns a referral fee from South End Capital if your loan funds. You never pay Johnny Funds anything. South End makes every decision. How we get paid
South End Capital
Business financing beyond one loan size: SBA, equipment, and credit lines
Need more than $350K, equipment money, or a line of credit? South End Capital is one lender we partner with, and it lists a wide range of products and sizes.
Paid referral: Johnny Funds earns a referral fee from South End Capital if your loan funds. You never pay Johnny Funds anything. South End makes every decision. How we get paid
You will leave johnnyfunds.cash and go to South End Capital's website. Johnny Funds earns a referral fee if your loan funds. South End makes all decisions.
I'm [Name] from Johnny Funds. When a business owner tells us their need does not fit a single SBA box, whether that is a bigger acquisition, a piece of equipment, or a flexible credit line, South End Capital is a lender we point them to.
South End Capital lists SBA loans from $25,000 to $5 million, term loans, equipment financing from $30,000 to $5 million with terms up to 84 months, credit lines and fast capital from $1,000 to $500,000+, and real estate loans from $50,000 to $1 million (per South End Capital's website, checked Oct 20, 2026). South End reviews every application and makes every decision.
We do not see your application, quote rates, or tell you which product to take. We explain how this works and connect you with the lender.
Who this is for
- Established businesses looking at SBA financing above the $350K range, including buying a business.
- Owners financing new or used equipment.
- Businesses that want a credit line or working capital alongside or instead of a term loan.
- Owner-users or investors exploring South End's real estate loans ($50K to $1M, per its site).
Who this is probably not for
- Anyone looking for a personal or consumer loan. This is business financing.
- Borrowers who have not looked at the cost of short-term capital. Read every lender disclosure before you sign.
- Anyone who wants Johnny Funds to make the decision. South End decides, and you choose.
How it works
- Read this page and South End's own product pages.
- Click "Explore South End Capital." You will go to South End's site.
- South End reviews your request, tells you what it needs, and gives you its terms and disclosures directly.
- If your loan funds, South End pays Johnny Funds a referral fee. You pay us nothing. On SBA 7(a) loans the fee is disclosed on SBA Form 159.
What the lender lists (per its website, checked Oct 20, 2026)
| Product | What the lender publishes |
|---|---|
| SBA loans | $25,000 to $5 million (South End lists a 650 minimum credit score for SBA) |
| Term loans | Listed; see lender for current ranges |
| Equipment financing | $30,000 to $5 million; terms up to 84 months; new and used equipment |
| Credit lines and fast capital | $1,000 to $500,000+ |
| Real estate loans | $50,000 to $1 million |
Source: South End Capital partners and product pages (southendcapital.com), checked Oct 20, 2026. Ranges can change; South End's current site controls. Johnny Funds does not quote rates or terms.
FAQ
Is Johnny Funds a lender or broker?
No. Johnny Funds is a referral partner. We do not make loans, take applications, negotiate terms, or make credit decisions. South End Capital does all of that.
Do I pay Johnny Funds anything?
No. If your loan funds, South End Capital pays us a referral fee. You never pay Johnny Funds.
How do I know which South End product fits?
South End will walk you through its options. We can explain the general difference between a term loan, an SBA loan, a line of credit, and equipment financing, but we do not recommend specific terms.
What rates or terms will I get?
We do not quote rates or terms. South End sets pricing based on its own review and gives you its disclosures directly.
Can I use South End to buy a business?
South End lists SBA loans from $25,000 to $5 million, and SBA loans are commonly used for acquisitions. Ask South End whether your deal fits.
Is fast capital a good idea?
It depends on your business. Short-term financing can cost more than longer-term loans. Read every disclosure and talk to your CPA or advisor before deciding.
Will I see the referral fee?
On SBA 7(a) loans, yes. Referral fees are disclosed on SBA Form 159, which you sign. For other products, ask South End how the referral fee is disclosed.
Does Johnny Funds see my financial documents?
No. Send documents only to the lender, never to us.
Important: Johnny Funds LLC is not a lender. We do not make loans, take applications, make credit decisions, or give financial, legal, or tax advice. We do not guarantee approval, rates, terms, or funding. Every lender sets its own requirements, makes every decision, and provides its own disclosures. Product details on this page are taken from each lender's own website as of October 20, 2026 and can change; always read the lender's current terms.